As nearly 1.4 million college graduates complete their last exams and prepare for commencement, many will face another rite of passage: being dropped from their parents’ or school’s health insurance. This graduation season, however, has a bright spot with GradGuard.com providing an alternative answer to the impending world of the uninsured — health insurance plans designed as “right-fit” coverage for young adults.

With a 22 percent decline in college hiring rates since 2008, according to the National Association of Colleges and Employers, the prospects for members of this year’s graduating class to gain full-time employment, which includes a company-sponsored health insurance program, are dim. With fewer grads able to rely on employers for group health insurance, they must look elsewhere to protect their health and financial well-being.

“Out-of-pocket medical expenses range from $80 for a check-up to well over $5,000 for an unexpected ER visit — that amount of money can be overwhelming right out of school,” says John Fees, Co-Founder and CEO of GradGuard.com. “We have done the homework at GradGuard to provide the right coverage so health concerns don’t become a life-altering financial risk.”

GradGuard specializes in one-stop shopping only offering policies that have been fully researched and will meet the individual needs of 20-somethings. The service is specifically designed to cater to college students, new graduates and young professionals matching appropriate insurance coverage at an affordable price.

One example of this “right-fit” match is short-term major medical health insurance — a less known alternative for graduates, especially in a soft job market. GradGuard.com offers this type of temporary policy to help bridge the gap between the plan maintained as a student to a permanent health insurance policy offered by an employer. GradGuard also offers several affordable permanent health insurance alternatives.

“Health insurance is often overlooked by college grads because it is confusing and appears expensive,” explains Fees. “GradGuard has created an easy and affordable way to insure young adults — even in the short term, while taking the mystery and confusion out of the process. The reality is that new grads can’t afford to NOT have health insurance and the peace-of-mind that comes with it. The last exam question for new graduates is simple: Are you covered?”

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Recession is unavoidable and while there is no telling how long this economic plague will be around, some career-oriented individuals have done the next best thing for now – STUDY.

College graduates today are no longer assured of landing a job right out of college. In fact, some of them find themselves idle right after finishing their degree. And while some would bum around or relentlessly look for a job, others are investing in higher education such as investing in a Law or Masters degree. Honing up education seems to be a viable investment for now.

Besides, after they complete this second degree, the recession may be over. Further, they can stand tall as they have better qualifications which are bound to capture the eye of companies during the climax of the recession bug.

Oxford College of Marketing has seen an upsurge in graduates applying for relevant Chartered Institute Professional marketing courses. In fact enrolments have increased by 25% when compared to last year. As Rosie Phipps (Principal of Oxford College of Marketing) says, “Vocational qualifications that easily transfer into the workplace are the differentiator that prospective employers are looking for, and the Chartered Institute of Marketing qualifications are designed to make people effective in the workplace.”

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